Filing Bankruptcy in Canada

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Discuss personal bankruptcy and alternatives.

All About Bankruptcy in Canada

Should I File Bankruptcy?

Bankruptcy Alternatives and Solutions in Canada

How to File Bankruptcy or Make a Proposal to Your Creditors in Canada

Debts Not Discharged from Bankruptcy

Definition of Bankruptcy in Canada

Definition of a Proposal in Canada

Help - Questions and Answers on Bankruptcy in Canada

Help - Questions and Answers on Proposals to Creditors in Canada

Some Assets Exempt in Bankruptcy

How is My Spouse/Husband/Wife/Partner Affected by my Bankruptcy?

Student Loans and Bankruptcy in Canada

Credit Ratings

Rebuilding Credit After Bankruptcy

Opening a Bank Account After Bankruptcy

Secured Creditors

CRA Income Tax Debt and Bankruptcy

Farmers in Financial Difficulty

Who else can help with Bankruptcy in Canada?

Bankruptcy Canada Statistics

Alternatives to Filing Bankruptcy in Canada

Credit Repair

Consumer Proposals

Debt Management



Should I file bankruptcy?

You may need to file bankruptcy in Canada if you are experiencing the following:

  • Your bills are overdue and your credits are always contacting you for payment.

  • You are only paying the minimum on your credit cards.

  • You take cash advances from your credit cards.

  • You borrow money from family or friends.

  • Your wages are being garnished.

  • Bill collectors call you at work for payment of your bills.

  • You pay interest and service charges on your debts because you can't pay on time?

  • You spend more than 40% of your take home pay on your rent or mortgage, house maintenance and utilities?

  • You are making arrangements with your creditors to catch up on missed payments.

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